Terms & Conditions
Last Updated: January 1, 2025
Welcome to Yashraj Investments. These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms. Please read them carefully.
1. Acceptance of Terms
By accessing our website (www.yashrajinvestments.com) or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, along with our Privacy Policy and Cookie Policy.
2. About Our Services
Yashraj Investments provides the following financial services:
- Mutual Fund distribution and advisory services
- Life Insurance advisory and brokerage
- Health and General Insurance advisory
- Financial planning and investment consulting
- Portfolio management and review services
3. Client Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be a resident of India or an NRI with valid documentation
- Provide accurate and complete information during registration
- Have the legal capacity to enter into binding contracts
- Comply with all applicable laws and regulations
4. Investment Advisory Services
IMPORTANT DISCLAIMER: All investment advice and recommendations provided by Yashraj Investments are based on our analysis and assessment. However, we do not guarantee any specific returns or outcomes. Past performance is not indicative of future results.
4.1 Mutual Funds
- We act as authorized distributors for various Asset Management Companies (AMCs)
- All mutual fund investments are subject to market risks
- Investors must read all scheme-related documents carefully before investing
- NAV of schemes may fluctuate based on market conditions
4.2 Insurance Products
- Insurance is the subject matter of solicitation
- All insurance products are subject to underwriting and acceptance by the insurance company
- Policy terms and conditions vary by insurer and product
- Claims are subject to policy terms and verification by the insurer
5. Client Responsibilities
As a client, you agree to:
- Provide accurate and truthful information about your financial situation
- Update your information promptly if there are any changes
- Read and understand all investment documents before proceeding
- Make investment decisions based on your own assessment and risk appetite
- Comply with KYC (Know Your Customer) requirements
- Maintain confidentiality of your account information
6. Fees and Charges
Our compensation structure:
- Mutual Funds: We receive commissions from AMCs as per AMFI regulations
- Insurance Products: We receive commissions from insurance companies as per IRDA guidelines
- Advisory Services: Fees may be charged for specific advisory services and will be disclosed upfront
There are no hidden charges. All fees and commissions are disclosed in accordance with regulatory requirements.