Privacy Policy

Last Updated: January 1, 2025

At Yashraj Investments, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We collect information that you provide directly to us, including:

• Personal Information: Name, email address, phone number, postal address, date of birth, and PAN number
• Financial Information: Investment preferences, risk profile, income details, and investment goals
• Communication Data: Records of your communications with us, including emails, phone calls, and messages
• Technical Information: IP address, browser type, device information, and usage data when you visit our website

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide financial advisory services and investment recommendations
• To process your investment transactions and maintain your account
• To communicate with you about your investments, market updates, and our services
• To comply with legal and regulatory requirements
• To improve our services and develop new products
• To send you promotional materials and newsletters (with your consent)
• To prevent fraud and ensure the security of our services

3. Information Sharing and Disclosure

We may share your information in the following circumstances:

• With Mutual Fund Companies: To process your investment transactions
• With Insurance Companies: To process insurance applications and policies
• With Regulatory Authorities: As required by law or regulation (SEBI, AMFI, IRDA)
• With Service Providers: Third-party vendors who assist us in providing services
• With Your Consent: When you explicitly authorize us to share your information

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Secure SSL encryption for data transmission
• Regular security assessments and updates
• Restricted access to personal information on a need-to-know basis
• Employee training on data protection and confidentiality

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Financial records are typically retained for a minimum of 7 years as per regulatory requirements.

6. Your Rights

You have the following rights regarding your personal information:

• Access: You can request access to your personal information
• Correction: You can request correction of inaccurate or incomplete information
• Deletion: You can request deletion of your information (subject to legal obligations)
• Withdrawal of Consent: You can withdraw your consent for marketing communications at any time
• Data Portability: You can request a copy of your data in a portable format

7. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience. For more information, please see our Cookie Policy.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to read their privacy policies before providing any personal information.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

12. Grievance Officer

For any grievances related to privacy or data protection, you may contact: